The Best WordPress Payment Plugins in 2025 – Top 7 Ranking

The good news — there are many WordPress payment plugins to choose from.

The bad news — there are many WordPress payment plugins to choose from.

The gift of abundance can quickly turn into a curse of uncertainty, especially if you want to make sure you’re making the best possible choice for your business.

But as always, things aren’t black and white; different companies might require different payment plugins. For example, some might need to account for recurring payments, while others might want to accept crypto payments.

This article won’t give a definite answer on “the best WordPress payment plugin”, but it will showcase a range of options that serve different needs and circumstances. If you’re in a hurry, here are some essentials about the tools analyzed:

What are Payment Plugins for WordPress?

Payment plugins for WordPress are software modules that allow businesses to start accepting payments directly on their website, thanks to integration with a third-party payment gateway provider. It doesn’t require any coding, and usually, it can be installed and set up in minutes.

Using plugins to collect payments has become a standard with the rise of e-commerce. Clients expect a quick, easy, and — most importantly — a safe process to finalize their purchases.

According to Baymard Institute, 18% of cart abandonments happen due to a complicated checkout process, 15% to website errors, and 10% to a lack of available payment methods. Only a truly excellent product or a service will convince users to push through any obstacles, but the more likely case is, they’ll turn to your competition.

That’s why you shouldn’t underestimate the role of the chosen payment gateway; it can directly influence the client’s final purchasing decision.

What to Consider When Choosing WordPress Payment Plugin?

With the high number of options available, it’s natural that some payment gateway plugins do more harm than good. And with such a critical feature, there’s very little room for error.

What should you focus on to ensure you’re making the right choice?

• Security — when it comes to money, safety is paramount. Research your chosen plugin carefully to ensure it complies with the Payment Card Industry Data Security Standard (PCI DSS), and uses SSL/TLS protocols, tokenization, and Address Verification Service (AVS) at the least.
• Multiple Payment Methods — make sure you offer flexible payment options, but also don’t overwhelm your clients with too many; choose the options most commonly used by your target audience. For example, if you want to conquer Polish audiences, BLIK is a must.

• Extra & Hidden Fees — some plugins might not be too transparent when it comes to their pricing strategy. Take your time analyzing the costs to avoid wasting money unnecessarily!
• Compatibility – unless you’re a coding wizard, check if the plugin can be easily and quickly integrated with your WordPress website or WooCommerce store; it should also translate into much easier maintenance.
• Customer Support — plugins break and bugs multiply; it happens. While unavoidable, it’s important for the customer support team to quickly fix it up for you and assist you however you need. Here’s where genuine customer reviews on sites like Reddit or Twitter can be helpful.
• Smooth User Experience — don’t forget to step into your clients’ shoes and test the whole checkout process yourself; it can’t be too long or too complex, and there shouldn’t be any misleading communication.
• Responsiveness — people make purchases on different devices, including mobile phones and tablets. Neglecting the optimization of your WordPress site means missed opportunities for traffic, engagement, and conversions.

Top WordPress Payment Plugins – The Best 7

Based on the aforementioned criteria, let’s go over the best WordPress payment plugins.

1. Best WordPress Payment Plugin for Stripe: WP Simple Pay

If your company uses Stripe as a payment gateway, there’s only one plugin that should pique your interest — WP Simple Pay. Commonly praised for its user-friendly interface and ease of use, it allows you to quickly set up your store without writing a single line of code.

To create your payment form, you can either use ready-made templates or a drag-and-drop editor to build your own;there, you can add custom fields, radio buttons, coupon codes, and even personalized payment confirmation emails.

Along with deciding on custom background colors and other layout adjustments, you can easily make the form fit your site’s style.

When it comes to payment methods, there are many options to choose from. You can, for example, easily accept payments via digital wallets, such as Google Pay, Apple Pay, Cash App Pay, and more. For cards, there are such classics like Visa, Mastercard, American Express, and Discover. And there are also options for non-card users: ACH Direct Debit, Klarna, Przelewy24, and even Afterpay for those interested in the Buy Now, Pay Later feature.

For those business owners offering subscription-based services, there’s also great news: WP Simple Pay also accepts automatic recurring payments. They can be billed daily, weekly, monthly, or yearly, securing you a steady stream of income while giving your clients some wiggle room.

2. Best WordPress Payment Plugin for Memberships: MemberPress

For those business owners who offer membership-focused services — like coaching, personal development, or online training — MemberPress is going to be the best possible choice, hands down.

MemberPress not only allows you to accept recurring payments, but it also allows you to restrict specific parts of your website based on membership levels. For example, your premium content can be made available only to top-tier subscribers or to users who purchased a specific program. That means your Pilates clients can see entirely different videos than your HIIT clients.

When it comes to creating different pricing tiers, MemberPress does it for you automatically, the moment you create your membership groups. Then, you can adjust the looks of your pricing table, either by using premade templates or adjusting the default one on your own. Easily, you can include catchy CTAs, highlight the bestselling plan, and add hover details for extra info.

MemberPress also comes with a Learning Management System (LMS), which is perfect for all the people working in education. It includes course quizzes to check on your pupils’ knowledge, quiz & assignments gradebooks, and of course — certificates that can be shared online.

When we jump to marketing-specific features, there’s email automation to remind your members it’s time to renew their subscription, that their trial is about to end, or that their credit card will expire soon. You can also send emails to potential members who gave up on signing up midway, giving you the last chance to convince them otherwise. And as always, you can personalize the messages and adjust them as much as you need to fit your voice and brand. To ensure everything works as intended, you can test all the emails.

Last but not least, there’s the drip content feature that allows you to release or take down specific content automatically. So, for example, you can set up homework to show up after each lesson, or for the extra resources to disappear when it’s no longer relevant — like a summer workout plan!

In short, there’s no other plugin that will satisfy the needs of educators, coaches, and community leaders than MemberPress.

3. Best WordPress Payment Plugin for Crypto: NOWPayments

On top of such classic payment processors like Stripe or Google Pay, clients may now expect shops operating in specific industries to get on with the times and start accepting cryptocurrencies. If that fits your business, consider NOWPayments.

This payment gateway plugin supports over 300 coins, including such popular names like Bitcoin, Ethereum, nano, Uniswap, or Solana, which can be quickly — and automatically, if that’s up your alley — converted to over 75 fiat coins. On top of it, it’s extremely easy to set up.

NOWPayments is a white-label solution, meaning your clients won’t be aware you’re using a third-party provider, making you look all the more professional. It’s also fully customizable, allowing you to reflect your brand properly.

And if you’re looking for a solution that can also be used in a physical store, you’re in luck!

NOWPayments can be integrated with your point-of-sale system of choice. All it takes is to set up an account, which takes around a minute, add your crypto wallet address, get your unique API key, and then create your own unique POS link for the terminal.

And if you’re looking for another way of accepting offline mobile payments, NOWPayments started collaborating with a non-custodial crypto wallet, NOW Wallet, that supports over 40 blockchains.

Note that while NOWPayments is free, it comes with various transaction fees. Depending on your setup, the costs may quickly add up.

4. Best WordPress Payment Plugin for physical products: WooCommerce

Of course, this list couldn’t be complete without WooCommerce, the perfect plugin for selling physical products on top of inventory management, shipping, taxes, and more. It’s also one of the most advanced plugins, offering a myriad of options to completely overhaul your website into an attractive and comprehensive store.

When it comes to customization, WooCommerce offers entire themes that can be bought to kickstart your business much faster. Then, you can use over 120 pre-built block patterns to make your adjustments, add whole new modules, and switch things around in an intuitive way — no coding knowledge required.

As for payment options, WooCommerce supports over 100 of them, including such household names like Stripe, PayPal, or Square. Credit cards, mobile wallets, bank transfers, and cash are also welcome. For maximum ease and convenience, you can also consider using WooPayments, a payment processing solution created by WooCoomerce, which is available in 38 countries and covers over 135 currencies.

While WooCommerce is famous for helping sell physical goods, it can also be used to sell subscriptions, bookings, and memberships. For automatic recurring payments, there are over 25 payment gateways you can choose from. And the cherry on top is definitely the Failed Recurring Payment Retry System — when the charge doesn’t go through at first (for example, the credit card balance has reached its limit), the payment will be processed another time.

From WooCommerce’s dashboard, business owners can track performance metrics through various graphs, including: total sales, top categories & products, discounted orders, average order value, shipping tax, and more.

Moreover, WooCommerce makes it super easy to keep your store SEO-optimized, increasing your business’s visibility in Google’s search results.

Similarly to NOWPayments, WooCommerce is technically free. But there are additional costs to consider, such as hosting or a domain. This means that the price of your store is difficult to predict and requires careful calculations.

⚠️ Note that the table above only mentions several of the many WooCommerce extensions.

5. Best WordPress Payment Plugin for non-profits: WP Charitable

WP Charitable is the perfect choice for non-profit organizations that need a payment gateway plugin for accepting donations through PayPal and Stripe right out of the gate. Although it answers the needs of a niche, it offers various extensions that enhance your fundraising efforts — like adding more payment options such as Payrexx, Authorize.Net, or paying offline.

Charitable Recurring Donations is another such extension, adding predictability and stability to your organization’s revenue. You can give your donors the option to give donations weekly, quarterly, semi-annually, and annually. Moreover, you can send out personalized messages after each donation and every renewal, making your donors feel a little more special.

Another great extension is Charitable Google Analytics, helpful in tracking your campaign’s performance through Google Analytics integration. It tracks three actions:

• when a button leading to a donation form is clicked,
• when a ‘donate button’ is clicked on the form itself,
• and upon donation submission.

Thanks to that information, you can monitor the form to see if there are any issues stopping your donors from donating.

Another useful feature is the option to make your campaigns time-sensitive so that they’ll expire, either on a fixed date or when they reach their goal, which many organizations will find sensible.

And of course, WP Charitable offers a drag-and-drop campaign builder to easily build your forms, even if you don’t know a lick of code. And you don’t need to be a graphic designer either — you can start with professionally designed templates and adjust them as you go. Because of this, everyone can quickly launch their life-changing campaigns.

6. Best WordPress Payment Plugin for Square users: MyPayKit

Next up is a lightweight and simple payment plugin, tailored to the needs of Square users: MyPayKit. While WooCommerce can also be used in such circumstances, it can be too advanced for some, and there’s really no point in using complex solutions for simple needs.

Similar to other payment plugins mentioned on this list, MyPayKit offers a quick and easy setup in just a few minutes. Besides collecting basic payments, you can also accept donations, deposits, memberships, and sell tickets. There are also multiple payment options on the table, accepting credit and debit cards on top of digital wallets.

And while MyPayKit was created with Square in mind, it also supports Stripe, PayPal, Google Pay, and Apple Pay.

When it comes to the form builder, it includes all the standard modules. While nothing fancy, it can result in a clean and professional-looking form. What’s more important, it’s fully responsive, meaning it will look and work well on phones, tablets, and desktops.

Another thing worth mentioning is the price. There’s a solid free plan that covers most basic needs, but if you want to unlock extra features like tipping, subscriptions, or more customization, the paid options are pretty affordable. And since payments are processed through Square, you’re not taking any risks with security. If you’re after a lightweight plugin that just works — without trying to be everything to everyone — MyPayKit is a solid pick.

7. Best WordPress Payment Plugin for digital products: Easy Digital Downloads

From coachers, mentors, and consultants to fitness gurus, dietitians, and wellness experts — they all thrive on selling interactive PDFs, knowledgeable ebooks, and even robust Excel spreadsheets. For them, a good choice for a payment plugin is Easy Digital Downloads.

With EDD, you can accept PayPal payments as well as Stripe, Google Pay, and Apple Pay ones. On the higher pricing tiers, there are also such gateways like Authorize.net, ClickBank, or Braintree, giving your customers plenty of choice.

On top of simply making online payments possible, EDD also offers order management with an advanced refunds feature as well as customer management. This will help you keep track of all the sales and such important metrics like Customer Lifetime Value (CLV).

Concerning selling your digital products, you can put a purchase limit for time-sensitive promotions and exclusive deals. This way, you can simply set it up and forget about it, with no extra work required from you.

On top of it, you can create pricing tiers for different variations of the same product, keeping your page clean and organized. It’s also a great opportunity for up and cross-selling.

And lastly, you can use EDD to sell subscriptions, be it for online courses, regularly released resources, or continued access to your videos or blog. They can be sold on a daily, weekly, monthly, quarterly, semi-annual, or annual basis, and they can also be combined with tiered pricing.

Thankfully, you don’t have to manage the subscriptions manually — they’re renewed automatically, ensuring you get some peace of mind.

While more on the expensive side, Easy Digital Downloads offers lots of value while staying intuitive and not overwhelming anyone with too many features.

Conclusions

Thankfully, the existing solutions allow for a quick start for any business or organization. With no need to involve developers or graphic designers, only the budget and requirements need to be considered. And even then, there’s a plethora of options to fit any use case — so now all that’s left is to test these solutions yourself.

And if that’s not satisfying enough, there’s an alternative: choosing a reliable partner to help you set up your shop and maintain it long-term, including tackling inevitable bugs, coming up with custom modules, and handling any changes that come with WordPress updates.

One such partner is WP Kraken, a team of WordPress specialists who know WooCommerce like the back of their hand. If you’re struggling with your website in any way, get in touch!

FAQ

How do I Add a Payment Option in WordPress?

To add a payment option in WordPress, simply install the right payment plugin for your needs — such as the Stripe payment plugin, WooCommerce, or WP Simple Pay. Once activated, connect your preferred payment gateway like Stripe or PayPal, configure the payment settings, choose your currency, and add a payment button or checkout form to your site.

What is the Easiest Way to Accept Payments on WordPress?

The easiest way to accept payments on WordPress is by using a plugin like WP Simple Pay or WooCommerce. These tools let you quickly connect to payment gateways like Stripe or PayPal without any coding. Just install the plugin, set up your payment options, and add a payment button or form to your page. Many plugins have no monthly fees for basic use, and you can unlock support for additional payment gateways if needed, making it super simple.

Can I Use Many Payment Plugins in WordPress?

Yes, you can use multiple payment plugins in WordPress. For example, you might use WooCommerce with Stripe, PayPal, and even Buy Now Pay Later options like Klarna or Afterpay — all at once. Just make sure the plugins are compatible and don’t conflict with each other to avoid checkout issues.

What is The Best WordPress Payment Plugin For Free?

One of the best free WordPress payment plugins is WP Simple Pay. It’s easy to set up, helps you integrate payments with Stripe, and works well for one-time or recurring payments. It also lets you accept credit card payments directly into your bank account. Another great free option is WooCommerce, which offers more advanced features and flexibility for larger stores. It supports multiple payment gateways like PayPal and Stripe right out of the box, making it easy to accept credit card payments and connect to bank accounts seamlessly.

Should I use Woo Payments or Stripe?

WooPayments is great for easy, seamless payment setup within WooCommerce, while Stripe payment gateway offers more features and global reach but requires separate management. Choose WooPayments for simplicity, Stripe for flexibility.

What is the Best Subscription Plugin for WordPress?

The best subscription plugin for WordPress is WooCommerce Subscriptions. It offers powerful features for managing recurring online payments, supports flexible billing schedules, and integrates seamlessly with WooCommerce. With built-in support for customizable payment forms, it’s an ideal solution for membership sites, subscription services, and selling digital products.